help & information > insurance centre

XLCR is pleased to be able to offer a range of insurance products to complement our finance packages. As a Financial Services Authority authorised firm, we are able to offer a range of insurance products designed specifically to meet the needs of our customers.

Motor Insurance
A unique, multi-year fixed price insurance product, which allows you to fix your premium at today's rates for the term of your finance agreement, up to four years, for truly fixed cost motoring.
GAP Insurance
Covers any shortfall which may arise if your vehicle is written off or stolen
Return to Invoice Insurance
Covers the different between your insurance payout and the original purchase price of the vehicle, should it be written off or stolen.
Early Termination GAP Insurance
Provides protection against any shortfall if you need to terminate a personal agreement early.
Credit Protection Insurance
Covers your monthly payment in the event that you are unable to work through accident, sickness or redundancy (or business failure for the self-employed)

As with all insurance products, cover limits and exclusions apply. Click on the link to each product to find out more about the protection it provides.

Use the following table to identify the insurance products you are eligible to apply for.

Applicant GAP RTI ETG CPI Motor
Applicant GAP RTI ETG CPI Motor
For business applications Limited Company tick tick with asterisk cross cross tick with dagger
Partnership tick tick with asterisk cross cross tick with dagger
Sole Trader tick tick with asterisk cross tick tick with dagger
For business applications Employee tick tick with asterisk tick tick tick
Company Director tick tick with asterisk tick tick tick
Self-employed (sole trdr/ptnr) tick tick with asterisk cross tick tick

* Return to Invoice insurance is available for purchase contracts only

† Although Motor Insurance policies cannot be taken out by a company, cover is available in the driver's name on a personal policy.

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For your protection & peace of mind, only choose BVRLA- & Financial Services Authority-approved dealers for your vehicles, finance and insurance. Find out more

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Need Assistance?

Call XLCR free on 08000 833 711 or click here & we'll call you back

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